New Health Plans for California

Anthem Blue Cross has introduced two new healthcare plans to the California marketplace. These products offer additional choices to individuals and families searching for cost efficient strategies for healthcare.

CoreGuard - Effective January 1, 2010

Simple Plan Design with 7 Deductible Options and Lower Premium with Higher Cost Share.

These plans are for clients who take advantage of Anthem Blue Cross’ vast Network of doctors, facilities and centers, this plan offers significant savings through negotiated rates. Members pay 50% of the negotiated rate for most covered services – CoreGuard offers security and protection. For those families that can afford more out of pocket expense on the front end and want the comfort of full coverage in case of a catastrophic event – this plan may be the perfect solution.

CoreGuard delivers a pharmacy benefit that will truly protect. Tier one includes $15.00 co-pays on low cost generic and brand name prescriptions with no deductible. After a $2000 deductible, Tier 2 covers preferred brands for a $35.00 co-pay and Specialty drugs with a 25% coinsurance.

The newest plan available February 1st, 2009 is ClearProtection.

Plan Highlights include benefits clients can count on from day one:

> First 2 office visits are covered before the deductible
> Clients receive our negotiated rates while meeting their deductibles
> Access to our discounted network rates, before meeting the deductible

Once the out-of-pocket maximum is met, clients are covered (in-network only) for most services including:

> outpatient care
> preventive care
> professional services (labs, X-rays, anesthesia)
> $15 copayment for generic drugs and brand drug coverage after brand deductible

For more information regarding these plans, or to receive an instant health insurance quote, visit http://www.quotebroker.com/

California Health Insurance Report Card

The quality of your health care is one of the most important, and least understood aspects of health insurance. In the last two decades, though insurers, doctors and others have found ways to monitor and assess key indicators of a number of best practices that can help all of us -- including patients -- compare the performance of medical care providers and insurers.

California is pleased to present the nation's first interactive, consumer-friendly PPO Report Card. While California's HMOs have been graded and compared for eight years, the more open structure of PPOs has made PPO quality comparisons more complicated. However, insurers, providers, businesses and regulators have been working with groups like the California Cooperative Health Reporting Initiative and the National Committee for Quality Assurance to solve those problems.

This PPO Health Insurance Report Card will allow consumers to compare PPOs in a number of key areas such as Diabetes Care, Treating Children, Heart Care and others. Each reporting insurer has been given an overall grade, and consumers can find the components of those grades, down to the individual scores for dozens of particular best practices. It also provides results of important consumer satisfaction surveys. For a free instant Individual Health Insurance quote, visit QuoteBroker.com. All major companies available online.

Anthem Blue Cross of California Individual Health Insurance Changes

QuoteBroker.com an Anthem Blue Cross of California Premier Partner received notice that Anthem will be making numerous changes to their Individual Health Insurance plans throughout the first quarter.

On January 1st, 2010 Anthem released a new Individual Health Insurance plan named CoreGuard. CoreGuard ranks among the lowest cost Individual Health Insurance plans in California. These plans are well suited for healthy individuals that are looking for affordable health insurance premiums and coverage for that major illness or accident hospital expense cost. Anthem continues to update their Individual Health Insurance portfolio withy new plans slated to be released in February, and others discontinued in March.

Anthem's current most popular plan "SmartSense" will also see some premium increases and plan description changes in March of 2010. Individuals that apply for coverage an have an earlier effective date will still be able to lock in 2009's rates.

For more information or to receive an Instant Health Insurance quote, visit www.quotebroker.com