April 22, 2012

Buying Health Insurance after loosing your job

Loosing a job can be devastating, especially when you are married or have a family. The last thing you want to do is deal with insurance agents or the thought of deductibles, co-payments and qualifying for coverage, so if you are like many American's you "suck it up" and pay the exorbitant COBRA premiums offered by your former employer.

COBRA allows you to continue your benefits for a period of time, however you will pay the entire premiums that was once subsidized by your employer. These new premiums in California can be in excess of $1000 to $1500 for a family. An alternative is to use a convenient online health insurance shopping service such as quotebroker.com where you can shop for, compare prices and features in minutes without the assistance of an insurance agent. All major health insurance companies are represented and once you select a plan you can easily apply online with the insurance company of your choice. Of course if you need assistance in selecting a plan Quotebroker has insurance specialists to help you navigate through the various insurance providers to locate an affordable quality health insurance plan for you, your family or new small business.

Quotebroker's line of California Health Insurance companies include Aetna, Anthem Blue Cross, Blue Shield, Cigna, Delta Dental, Health Net, Kaiser and United Healthcare.

If you expect to find a job in the near future or if you have located a job and you have a waiting period before being eligible for new health insurance coverage, quotebroker also offers short term medical insurance. These short term health insurance plans are ideal to fill the gap of 1 week to 6 month's of insurance coverage. These plans are also available online at www.quotebroker.com

For more information call (800) 783-0802 or (661) 702-1755.